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Everything but the welcome mat.

You deserve a great experience. Buying your first home should be exciting and worry free. We'd be honored to guide you every step of the way.

Helping you achieve the dream of homeownership is one of our greatest privileges as a local credit union serving the greater Roanoke, Virginia and Lynchburg, Virginia areas. The path to your goals should never be overwhelming, which is why we've developed resources to help you make decisions on your own - but if you ever need personalized advice or service, we're just a call or email away.

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Useful Articles for First Time Homebuyers

How Much Home Can You Afford?

  • 6 Minutes

When trying to figure out how much home you can afford, there are a lot of factors to consider. This...

How to Buy a House in 2024

  • 4 Minutes

Interest rates are leveling out, but competition is still high in most cities. Here's how to navigate the housing market...

Take Advantage of a Buyer’s Market

  • 5 Minutes

Key takeaways: Buyer’s markets exist when buyers have more negotiating power than sellers due to supply-and-demand imbalances There are several...

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Ready to take the next step?

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Ask us about an FHA mortgage

The Federal Housing Administration (FHA) offers many resources for first-time home buyers, including flexible eligibility guidelines and lower down payments. We can help you identify state and local services that may make it easier for you to make your dream of homeownership come true.

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Unlock Your Dream Home: Navigate the Mortgage Process

Whether it’s your first time buying a house or you’re looking for your dream home, our team is here to help. We are ready to answer questions, offer guidance, and ensure you feel comfortable making decisions about your home loan.

Mortgage Calculators

Select from one of our mortgage calculators below to get started. Each of these calculators can help you figure out the next steps in your mortgage journey. View all calculators.

Need help with the homebuying process?

Meet your mortgage loan officer